Frequently Asked Questions

If you have questions about our services, or about Financial Planning in general, we recommend checking out our Frequently Asked Questions below.

If your question still isn’t answered, get in touch with our team and they’ll be happy to help you out!

What is financial planning? Is it just investing?

It’s a common misconception that financial planning is just making investments, which isn’t true. At it’s core, financial planning is a strategic way of looking at what you want to achieve over the course of your life, the amount of money you would need to fund those goals, and how to get you there financially. While investments are a strategy that can be used in financial planning to achieve those goals, it’s not one and the same, and just because you don’t want to invest, or think you have “enough money” to invest (which is also a misconception), doesn’t mean Financial Planning isn’t something that would benefit you! 

Why is financial planning important?

If you have big goals to travel a lot, retire at a certain age, have kids, live a certain lifestyle, build generational wealth to support your children or grandchildren, but you don’t have a clear picture of a) how much money those goals require or b) what strategies and decisions you need to make those goals happen, you’re just guessing – and that means you’re not making informed choices. Financial planning gives you a clear goal and direction, it gives you peace of mind, it gives you a way of predicting how financially secure you’ll be in the future. 

How long does a Financial Health Check take?

The initial Financial Health Check consultation with our Director, James Stephen, is one hour. However, there may be some follow up required if you’d like to look into some of the suggested strategies from than initial consultation. 

What does the financial planning process involve?

We take a three-pillar approach to financial planning – 1. Strategy, 2. Wealth, 3. Protection. Firstly, we sit down with you and get to know your current financial situation, and your goals (where you want to be), and then build a holistic strategy to get there. 

Do you offer one-off advice, or only ongoing?

We offer both one-off and ongoing advice. Our services are flexible, and can be customised to your particular needs and goals. 

Will Aintree Group Wealth be suited to help me if I’m a wage and salary earner, rather than a business owner?

Because our services are flexible, we can tailor our advice to suit any budget. However, the suitability of some of our services may differ depending on your income, savings and financial goals. 

How much are the fees?

This will depend on the services that you’re looking for. If you’re interested in getting a quote, you can book a time to have a free Financial Health Check to discuss your needs, and we can put together a custom quote for you, with no obligation to accept. 

How much money do I need to retire?

This will vary from person to person and depend on a variety of factors including income, investments, super and savings, lifestyle. To get an accurate answer to this question (in actual dollar amounts), we provide a financial forecasting service where we can calculate exactly how much money you need to retire in your unique circumstances, which can be adjusted if and when your life circumstances change.